Topic hub

Processing choices

How a research-only merchant can organize its products, business description and open questions before choosing, keeping or changing a card-processing arrangement.

37 guides — page 2 of 2

  • Consignment sales and who receives the payment

    How do we describe consignment stock when another business still owns the goods?

    For: A research-only merchant selling goods that another business still owns and preparing to explain who collects and receives the proceeds. — updated 2026-10-01

  • Charging for services alongside research-only products

    Can our product-processing arrangement also collect separate service fees?

    For: A research-only merchant planning to collect a separate service fee through an account already used for product sales. — updated 2026-10-01

  • Offering invoice terms without misdescribing payment collection

    If an institutional buyer pays later, what belongs in our processing requirements?

    For: A research-only merchant offering deferred invoice terms to institutional buyers and preparing a processing requirements brief. — updated 2026-10-01

  • Choosing a customer invoice or a reusable payment link

    Should a business-specific quote use an invoice or a link anyone can open?

    For: A research-only merchant deciding how to request payment for a business-specific quote through a provider arrangement it is permitted to use. — updated 2026-10-01

  • A payment partner asks to receive your settlement funds

    What must be clear before settlement goes to a party other than the selling entity?

    For: An owner of a research-only business considering a request for customer-payment funds to reach a partner rather than the selling entity. — updated 2026-10-01

  • Moving from marketplace sales to your own store

    Does an established marketplace history authorize the same products on a new direct account?

    For: A research-only merchant adding a direct storefront after selling through a marketplace. — updated 2026-10-01

  • Keeping a gateway when changing the acquiring relationship

    Can our current payment interface remain while the company acquiring transactions changes?

    For: A research-only merchant evaluating an acquiring change while hoping to retain its current payment interface. — updated 2026-10-01

  • Separate the services inside a processing proposal

    Which quoted services belong to processing and which have their own commercial terms?

    For: A research-only merchant evaluating a written processing proposal that also includes other services. — updated 2026-10-01

  • Describe institutional buyers without treating B2B as processing approval

    How should we describe institutional customers without assuming that B2B means unrestricted processing?

    For: A research-only merchant whose processing inquiry relies on sales to businesses or institutions as evidence of eligibility. — updated 2026-10-01

  • A working payment method does not establish business approval

    Can technical availability of ACH, wallets or a payment link establish that a provider supports our products?

    For: An owner or authorized representative of a research-only merchant whose checkout capability is being treated as evidence of provider eligibility. — updated 2026-10-01

  • Bank verification and authorization to debit are different records

    Which evidence should we identify before treating a verified bank account as permission to collect?

    For: A research-only merchant or authorized operations owner considering collection from a saved or verified bank account. — updated 2026-10-01

  • What Stripe, PayPal and Square publish about research-only peptide businesses

    What do Stripe, PayPal and Square actually publish about research-only peptide businesses, and what do their documents leave undecided?

    For: An owner or authorized representative of a business that sells peptides for laboratory research only and is comparing what Stripe, PayPal and Square publish before choosing, keeping or changing a processor. — updated 2026-10-06

  • Reading Stripe's policy for research-only peptide businesses

    What do Stripe's published rules say about research-only peptide sales, and what do they leave to Stripe's own review of the account?

    For: An owner or authorized representative of a business that sells peptides for laboratory research only and uses Stripe or is considering it. — updated 2026-10-06

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