Processing choices

Country and currency details for a processing inquiry

Disclose each place and each currency as its own fact. Where the legal entity is formed, where the business operates, where orders ship from, and where customers are, are not one country. The currency configured in the store, the currency a customer is charged in, and the currency settled to the bank are not one currency. WooCommerce's status report has a single currency field for prices displayed and payments processed in the store. If the provider is Stripe, Stripe separately describes the customer's payment-method currency, the presentment currency of the charge, and the settlement currency of the destination bank. You can write the footprint you actually have. The provider decides whether it can consider that footprint. Do not change an address so the inquiry describes a different operation from the real one. Describe the work you need. Prism will confirm scope, responsibilities, fees, and terms before work begins.

For: An owner of a research-use-only peptide business whose entity, operations, customers, or suppliers are not all in one place.

Updated 2026-09-21

Formation, operation, and shipment are three places

The place on the formation document is where that entity exists. The place where people, inventory, or a contracted warehouse actually operate can be different. The place an order ships from can be different again, including when a supplier ships. Write all three. If you have not sold yet, customer locations stay blank. Do not substitute a target market for orders you do not have.

Do not edit an address so the form names a country where the business does not operate. A provider comparing the inquiry with the storefront, the warehouse, and the formation document can see the difference. If a Stripe live service is already activated, Stripe's setup page says the business origin country cannot be changed. A different primary business location, on that page, means a new Stripe account. This guide does not recommend forming a new entity or opening an account to obtain a different country. Record the country already on the account, and ask the provider before you treat a new account as a solution.

The store currency is not the settlement currency

WooCommerce's system status report describes its currency field as the currency in which prices are displayed and payments are processed. That is the store's configured currency. It is not a list of customer countries, and it is not the currency of the bank account that receives payouts.

Stripe's currencies documentation separates three things: the currency of the customer's payment method, the presentment currency of the charge, and the settlement currency, which is the currency the destination bank account uses. If the charge currency differs from the payment-method currency, Stripe says the customer's bank or card issuer might charge the customer a foreign-exchange fee. The issuer might also charge the customer if the payment method and the business are in different countries, regardless of the currency used. If the charge currency differs from the settlement currency, Stripe converts the charge to the settlement currency. Those sentences are about Stripe. Another provider may use different names. Ask that provider which currencies it means, and do not paste Stripe's list into the inquiry as if it were universal.

A provider's country rule is that provider's rule

Stripe's currencies page says additional payment methods depend on the Stripe account's country, which is set when the account is set up. Stripe also publishes the presentment and settlement currencies it supports. This page does not copy those lists. They change, they are Stripe's, and they are not Prism's coverage. Prism's public pages do not contain an accepted-country list, an accepted-currency list, or a statement that a startup in a particular place can be processed.

If you already have a written country or currency limit from a provider, quote that document in the inquiry. If you do not, say that you do not. A salesperson's remark about 'worldwide' processing is not the written limit.

What you can state, and what you leave blank

You can state the places and currencies you can point to in a formation document, a warehouse address, your own order records, the store's currency setting, and a provider agreement or dashboard. You leave blank any market you only hope to serve and any settlement currency no provider has named.

The provider decides whether that footprint can be considered, what documents it wants, and what the fees and reserves would be. Prism can help you organize the facts for that conversation. The provider must confirm country, currency, and account eligibility. Scope, fees, and terms for Prism's work are discussed before it begins. A review is not a compliance certification.

Geography and currency map

Complete the last column from your own records. Leave a row blank when you do not know it or when it is only a plan. Do not change a real address to make the map look simpler. Worksheet entries are not submitted by this worksheet or saved by this site. Use only non-sensitive summaries; do not enter credentials, government identifiers, card or bank-account numbers, private receipt links, or customer details.

Worksheet entries are not submitted by Prism’s worksheet and are not saved by the site. Use record types, availability, anonymized observations, or match/mismatch results. Do not enter government identifiers, customer names or addresses, customer messages, receipt-access links, card or bank details, passwords, or keys. Send sensitive documents only through the provider’s verified secure channel.

Geography and currency map. The last column is for temporary notes.
FactWhy it is separateWhere to read itYour answer
Legal-entity locationThe formation country is the entity's country. It is not automatically the warehouse country or the checkout country.The formation document, not the storefront footer, unless you have checked that they match.
Operating locationsPeople, inventory, and contracted operations can sit outside the formation country. Each one is a fact.Tax or operating records and the addresses where work is actually done.
Where orders ship fromA supplier or warehouse can ship from a different country than the office. The provider sees the shipping origin if it is on the order.The warehouse or fulfillment address, and the shipping policy that states it.
Customer countries or regions supported by aggregate recordsPast shipping destinations are history. A country you would like to serve later is not history.Aggregate country or region information from fulfilled orders, without customer names or street addresses. Leave blank if the store has not taken orders.
Currency configured in the storeWooCommerce records one currency field for displayed prices and payments processed in the store. Another platform may differ. Name the platform.The WooCommerce system status report, or the equivalent setting.
Presentment currencyOn Stripe, this is the currency of the charge, which can differ from both the customer's payment method and the settlement currency.The provider's payment record. Leave blank if you do not have a provider, or if that provider does not use this term.
Settlement currencyOn Stripe, this is the currency of the destination bank account. It is not the store's display currency unless you have checked that they match.The provider's payout settings or the bank account on the agreement. Leave blank if no account exists.
Provider country constraint in writingA written limit from the provider you use is that provider's rule. Stripe's published country and currency pages are Stripe's, not Prism's.The provider agreement or the current page the provider points you to. Do not substitute a verbal assurance.
Provider confirmation neededRecord whether the relevant provider has confirmed the actual countries and currencies for this business. Leave unconfirmed coverage unknown.The Prism solutions and features pages, which do not state those lists.

These are temporary notes. Leaving or reloading this page may clear them. The consultation form does not include these entries.

Limits

  • A Prism consultation can help you organize the facts and discuss the website or processing question. The payment provider decides eligibility, pricing, reserves, and whether an account is opened or closed.
  • Do not copy a provider's country list into this sheet as if Prism accepted those countries.
  • Stripe's currency and origin-country rules apply to Stripe. They are not a rule for every provider and not advice to form a new entity.
  • Do not send bank records or customer lists through the public form.

Sources checked 2026-09-21

  • WooCommerce system status report — checked 2026-09-21. The report's currency field is described as the currency in which prices are displayed and payments are processed.
  • Stripe supported currencies — checked 2026-09-21. Stripe distinguishes the customer's payment-method currency, the presentment currency of the charge, and the settlement currency of the destination bank account, including the cross-border and conversion consequences it describes.
  • Stripe account setup — checked 2026-09-21. After a Stripe service is activated on a live account, the business origin country cannot be changed. Stripe says a different primary business location requires a new account.
  • Prism solutions — checked 2026-09-21. Prism discusses processing preparation within an agreed scope. The provider decides eligibility and account terms. No accepted-country list is stated.
  • Prism features — checked 2026-09-21. The provider determines eligibility through its own underwriting. A website review does not guarantee approval.
  • Prism contact — checked 2026-09-21. The inquiry asks for the website, products, and question. It does not submit a processing application.

Request a consultation

Describe the business and this specific question. Prism follows up by email to discuss fit and scope. An inquiry is not a processing application or an approval.